Many people are not aware of what personal umbrella insurance is, or their need for it. Basically, this provides you with additional liability coverage, over and what is in your basic home and auto insurance, in the event that you are sued and found legally liable for causing injury to someone else or damaging their property. It also covers some additional areas of personal liability such as:
Libel
Slander
Defamation of character
Liability incurred as a result of volunteer work in a non-profit organization
False arrest
Invasion of rights or privacy
As your assets increase, so does your liability exposure, and with the increasing size of awards in the last few years, umbrella insurance has become increasingly important. A Personal Umbrella Insurance Policy can increase your liability coverage at a reasonable cost and give you peace of mind. Give us a call to talk about how this may be an important part of your personal protection program.
