Automobile

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Automobile

At the best of times, automobile insurance can be difficult to shop for, and rates can vary widely from company to company. At StoneRidge Insurance Brokers, we do the price shopping for you, but we do much more than that.  While it’s true that there are standard coverages that are included in every automobile policy, there are also other optional coverages that we can fully explain and determine if they are right for you.  Things that you need to consider would be:

What if I am faced with a lawsuit because of an accident I am at fault for? Do I have the appropriate limits in place to protect myself financially?

What if my spouse or I are seriously injured in an accident we are not at fault for, and we can’t work for an extended period of time? Do we have enough coverage to replace our incomes? Pay for caring for our children?

What portion of a claim am I willing to absorb myself (the deductible), so that I can save money on my annual premium?

At StoneRidge Insurance Brokers, we help you answer these questions, and more, that can help design the best solutions to suit your individual needs. We can offer you extra protection for rental vehicles while yours is being fixed as a result of a claim, or physical damage for rental vehicles.  We can offer protection for your driving record and policy premium in the event you are in a not at-fault accident.  We want to make sure you are protected financially in the event of a claim, and that you are happily “back on the road” quickly.  At same time, we will work with you to get the best value for your insurance dollar!

Call and talk to one of our many experienced professionals available to help you!